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How to Open an Online Bank Account Instantly?

    Opening a bank account can be tedious, involving a bunch of paperwork and visits to the bank branch. However, with the advent of technology and mobile banking, you can now open an online bank account instantly without stepping out through your phone!

    IDFC FIRST Bank offers a fast and paperless way to open a bank account through its user-friendly mobile app. You can complete the account opening process digitally in simple steps. Read on to learn the benefits of choosing IDFC FIRST and how to open an account using the mobile app in minutes.

    Why Choose IDFC FIRST Bank?

    IDFC FIRST Bank provides a Mobile Banking Application offering various digital services to manage your finances; here are some key reasons to open your account with IDFC FIRST Bank:

    • Altogether, Digital Account Opening: No need to submit physical documents or visit a branch.
    • Paperless Process: Environmentally conscious digital process.
    • Fast Tracking: Get your account activated within minutes.
    • Zero Balance Accounts: Basic savings accounts have no minimum balance requirements.
    • Top-Notch Security: Bank-level encryption and security protocols.

    Step-by-Step Guide to Opening an Account

    Follow these simple steps for instant online bank account opening IDFC FIRST Bank account through the mobile app:

    1. Download the IDFC FIRST Bank Mobile App

    Search for “IDFC FIRST Bank” on the Play Store or App Store and install the official app on your phone.

    2. Launch the App and Select ‘Open a New Account’

    Open the app, allow access permissions when prompted, and click “Open Account” on the home screen.

    3. Enter Your Details

    Provide essential information like name, contact details, email ID, birth date, etc. Proceed after ensuring all details entered are accurate.

    4. Complete KYC Verification

    Upload digital copies of your ID and proof of address. Then, complete instant video-based KYC verification by taking a live photo.

    5. Set Up Your Login Credentials

    Create a secure username and transaction password for seamless mobile banking access. Enable multi-factor authentication for enhanced security.

    6. Review and Confirm Your Details

    Do a final review of all your personal, KYC and contact information provided. Ensure everything is correctly entered before proceeding to application submission.

    7. Submit Your Application

    Accept the Declaration, Terms & Conditions and submit your account opening application.

    8. Activate Your Account

    Make the initial fund transfer to activate the account instantly. Minimum balance specifications shall apply for different account types.

    Conclusion

    Thanks to innovative mobile banking solutions from leading banks like IDFC FIRST, opening a bank account is now easier than ever. Its intuitive mobile app lets you open an account digitally in a few minutes. With just your phone and valid KYC documents, you can create a user-friendly, paperless account and instantly activate your savings/current account.

     IDFC First also offers robust security systems and a wealth of features, from online bill pay to insurance to simplified money management tools. So next time you need a new account, ditch the paperwork and long queues! Simply download the IDFC First Mobile Banking App and open your account conveniently, with an instant online checking feature and many more in minutes from wherever you are.